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Ram Palaniappan is the President and founder of Activehours, a technology company with 46 employees that enables its 200,000 users to access their paychecks on a daily basis. Unlike payday loans and pre-paid visa cards, Activehours does not charge users a fee, but rather asks that they tip based on what they feel is fair.

During our sit down with Ram at his offices in Palo Alto, we discussed:

– Where he was before starting the company

 

– How he came up with the idea for Activehours

 

– How he validated that his idea could become a company

 

– The transition process of leaving his job to pursue the launch of Activehours

 

– How artificial intelligence processes can empower everyday people

 

– Life hacks that he uses to achieve company goals, as well as personal goals at a faster rate

 

– Where he sees the future of financial technology

Make sure to check out Activehours in the Google Play Store as well as the iTunes store.

Don’t forget to subscribe to our podcast on iTunes and leave a review!